These Terms and Conditions govern your use of White Oak’s website (“this Website”) and your relationship with White Oak Capital Partners Pte. Ltd. (“White Oak”, or “we”, or “us”). Please read these Terms and Conditions carefully as they affect your rights and liabilities under law. If you do not agree to these Terms and Conditions, please do not register for or use this Website. By using this Website, you are deemed to be representing and warranting that you have read and understood these Terms and Conditions and have expressly consented to be bound by, the terms contained therein. White Oak holds a capital markets services licence for fund management issued by the Monetary Authority of Singapore (the “MAS”). This section of this Website and its contents are permitted only for access by persons in Singapore who are “accredited investors” or “institutional investors”, each within the meaning provided in the Securities and Futures Act 2001 of Singapore (“SFA”) and the Securities and Futures (Classes of Investors) Regulations 2018. Accordingly, the information contained on this section of this Website is for information only and for access by such investors only and is prepared for the benefit of such investors only. It is not intended for and should not be accessed by any investor which is not an “accredited investor” or an “institutional investor” (as defined in the SFA). In using this section of this Website or any information contained therein, you expressly represent and warrant that you are an “accredited investor” or “institutional investor” (as defined in the SFA).

By accessing this section of this Website you expressly acknowledge that you have checked and confirm that you are legally entitled and qualified to view this section of this Website and that you understand that the information on this section of this Website is not an advertisement and that you will not treat it as such and that any information on this section of this Website is not addressed to you specifically. White Oak will not treat users of this Website as its clients by virtue of them accessing it. This section of this Website is not an advertisement and is not intended for public use or distribution. This section of this Website has been prepared for the purpose of providing general information only without taking account of any particular investor’s objectives, financial situation or needs and does not amount to an investment recommendation or advice. An investor should, before making any investment decision, consider the appropriateness of the information in this Website, and seek professional advice, having regard to the investor’s objectives, financial situation and needs. In the event that an investor chooses not to do so, he or she should consider carefully whether the investment is suitable for him or her. In all cases, anyone proposing to rely on or use the information contained in this Website should independently verify and check the accuracy, completeness, reliability and suitability of the information. The information contained in this Website does not constitute financial, investment, legal, accounting, tax or other professional advice or an offer or a promotion or recommendation of or solicitation for investment in White Oak’s funds, nor does it constitute an offer for sale of interests issued by funds that are managed or advised by White Oak. Any offer can only be made by the relevant offering documents, together with the relevant subscription agreements, all of which must be read and understood in their entirety, and only in jurisdictions where such an offer is in compliance with relevant laws and regulatory requirements. Investments with White Oak are not bank deposits or other obligations of, or guaranteed or insured by White Oak or any of their affiliates, or by any local governmental or insurance agency, and are subject to investment risks, including the possible loss of the principal amount invested. Investors should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. The information contained on this section of this Website does not constitute a public or retail offer or solicitation to buy or sell or an invitation to subscribe for or otherwise acquire, any security, financial product or instrument referred to in this section of this Website, or to participate in any investment strategy in any jurisdiction. Any research in this Website has been procured and may have been acted on by White Oak for its own purpose. The results of such research are for illustrative purpose only. The views expressed do not constitute investment or any other advice and are subject to change. They do not necessarily reflect the views of any company in the White Oak group or any part thereof and no assurances are made as to their accuracy.

This Website has not been reviewed by, filed with, or otherwise furnished to any governmental or similar authority, and is available only to provide limited information to persons who have a legitimate interest in that information. The information expressed on this section of this Website, including any data, projections and underlying assumptions are based upon certain assumptions, management forecasts and analysis of information, all of which are accordingly subject to change at any time without notice and White Oak is under no obligation to notify you of any of these changes. Certain information contained on this section of this Website (including any forward-looking statements and economic and market information) has been obtained from published sources and/or prepared by third parties and may not be current. While such sources are believed to be reliable, White Oak, each of its officers, employees and affiliates do not assume any responsibility for the accuracy or completeness of such information. Any views or opinions expressed may not reflect those of White Oak, or any of its officers, employees and affiliates as a whole. In addition, nothing in this Website constitutes legal, accounting or tax advice. You should consult professional advisers, if need be, before making any investment decision. Any service or products provided by White Oak shall be expressly subject to the particular terms and conditions as contained in the contract for the supply of such service or product and accessing this Website does not constitute the provision of any service or product to you. This Website is provided for information purposes only. Any warranties or representations made in relation to the provision of such service or product are as made in the contract only and White Oak makes no separate warranty or representation through this Website or through these general Terms and Conditions of use